Take Home
What should I take home in pay with this mortgage?
What should I take home in pay with this mortgage?I take home 440 dollars a week and mortgage including taxes and insurance is 800 dollars a month. My car and insurance and health insurance is paid for and I have one child.My utility,phone,water cable add up to 370.00 monthly.Gas is about 40 dollars a week. Food is about 80 dollars a week.Is this enough to make with these kind of payments?Any suggestions? Please no loan companies respond.
Your not in the hole, but you’re really close. I hate to say this, but realistically your situation will be miserable at best. You only have $110 that is not already spent. What if your power bill is particularly high one month or Your Child get sick and needs medicine or if you get sick have to miss work. You’ll never be able to go out to eat, buy new clothes/shoes, see a movie or take a day off. I have been in the same situation. The numbers were bigger, but at the end of the month nothing left is nothing left. If you can find a way to lower your mortgage or find a less expensive home you would be better off in the long run. In the beginning you think the home is worth the sacrifice, but eventually it becomes a nightmare. It is hard to explain to your kids why you have to leave your home, because bankruptcy is very complicated. It also stays on your credit for 10 long years. I know.
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